Trust Bank referral code BWGKVXNQ is for new-to-Trust customers signing up in Singapore. Enter it when applying for a Trust Savings Account or a Trust credit card to be eligible for the current sign-up reward. Trust Bank runs different referral promotions from month to month, so always check the reward shown in your own app or on Trust’s official Refer & Earn page before applying — the value and voucher type can change.
Referral code: BWGKVXNQ Sign up on Trust Bank SG →
Quick Facts
| Referral code | BWGKVXNQ |
| Country | Singapore |
| Eligible products | Trust Savings Account, Trust credit cards (Trust Cashback Card, Trust Link/NTUC Link Credit Card) |
| Who qualifies | New-to-Trust customers only — no existing or cancelled Trust account |
| Reward type | Varies by current promotion (past examples: FairPrice Group e-vouchers, UPlay e-vouchers, cashback scratch cards) |
| Where to check reward value | Trust App → Rewards / Home, or Trust’s official Refer & Earn page |
| Deposit protection | SGD deposits insured by SDIC up to S$100,000 in aggregate per depositor per Scheme member |
How to Use the Referral Code
- Download the app. Get “Trust Bank SG” from the Apple App Store or Google Play Store.
- Start an application. Tap “Apply Now” for a Trust Savings Account or an eligible Trust credit card.
- Enter the code. When prompted for a referral code during signup, key in BWGKVXNQ.
- Complete verification. Finish identity verification (typically via Singpass or manual document upload).
- Check your reward. Once your application is approved, look under Rewards, Coupons, or Home in the app for your sign-up voucher or scratch card.
What You Might Get
Trust Bank’s referral rewards are tied to whichever promotion is live at the time you sign up, so the exact amount and format (e-voucher, cashback, or scratch card) isn’t fixed. Historically, new-to-Trust sign-ups using a referral code have received things like FairPrice Group e-vouchers or UPlay e-vouchers, credited automatically to the Trust App after approval. Because these promotions rotate, the safest way to know exactly what you’ll get is to check the reward displayed in the app at the point of signup, or Trust’s official Refer & Earn page.
Eligibility Notes
- You must be new to Trust — meaning no existing or previously cancelled Trust account.
- The referral code must be entered during signup, before the application is submitted.
- Rewards are generally credited to the Trust App within a short window after your account or card is approved (commonly within 24 hours based on past promotion terms, though this can vary by promotion).
- Promotional vouchers or scratch cards usually carry an expiry date — check this once credited to your account.
About Trust Bank Singapore
Trust is a Singapore digital bank formed through a partnership between Standard Chartered Bank and FairPrice Group (NTUC Enterprise). Because it operates under Standard Chartered’s banking licence, it doesn’t require a separate digital banking licence. The app covers savings accounts, debit and credit cards, payments, personal loans, and investment products, with rewards tied to spending at FairPrice Group merchants and beyond.
Security & Deposit Protection
Trust Bank highlights several account security features, including instant transaction notifications, biometric login, card-locking controls, 3D Secure approvals, and 24/7 transaction monitoring. Singapore dollar deposits held with Trust are insured by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 in aggregate per depositor per Scheme member — though investment products like TrustInvest are not deposit products and are not SDIC-insured.
Frequently Asked Questions
What is the Trust Bank referral code? The referral code is BWGKVXNQ. Enter it during signup for a Trust Savings Account or eligible Trust credit card.
Who can use this referral code? Only new-to-Trust customers — anyone without an existing or previously cancelled Trust account.
What reward will I get for signing up? It depends on the promotion running at the time of your signup. Check the Trust App or Trust’s official Refer & Earn page for the current reward before you apply.
Can I use the code for a credit card application instead of a savings account? Yes — Trust’s referral program has historically applied to both Trust Savings Accounts and eligible Trust credit cards, though this can vary by the live promotion, so check what’s currently eligible in-app.
When will my reward arrive? Rewards are typically credited to the Trust App after your account or card is approved. Check the specific timing and expiry stated for the promotion active when you signed up.
Is my money safe with Trust Bank? Yes — SGD deposits with Trust are insured by SDIC up to S$100,000 in aggregate per depositor per Scheme member, in line with all licensed banks in Singapore.
Terms & Disclosure
This is an independent guide, not an official Trust Bank page. Referral rewards, eligible products, and promotion periods are set by Trust Bank Singapore and can change at any time — always confirm details on Trust’s official website or app before applying. This article shares a personal referral code; the author may receive a benefit if you sign up using it, in line with Trust Bank’s referral program terms.
This content aims to reflect Singapore’s advertising disclosure norms for referral marketing (ASAS Code of Advertising Practice) and does not constitute financial advice.
